

Keep a spreadsheet or notebook with all of yourĮxpenditures for a month before you create your budget.

Try to think critically about each dollar spent and whether or not it was a Better yet, at the end of each day write down a list ofĮach expenditure and what it was used for on a piece of paper or a spreadsheet.

Every time you buy something, pay aīill, or dispose of any of your money, make a strong mental note of what it isīeing spent on. For the next month or two, think veryĬlosely about how your money is spent. Understand and track yourĪccount for every dollar spent. Here are some steps that can help guide you through the process. That you fully commit to tracking your expenses, creating your spreadsheet,Īnalyzing the results, and then making improvements on a line item by line itemīasis. Creating a budget can be a daunting task and it requires To that end, we've created a free budget spreadsheet that you can use to help get yourįinances in order, along with some tips on how to create your own free household budget worksheetįree budget template. AOo saves the new template and the Templates dialog closes.Budgeting is hands down the most important way to understand and take control For example, to save the template in the "My Templates" folder, click the My Templates category.) To learn more about template folders, see Organizing templates. (The category is simply the template folder in which you want to save the template. In the Categories list, click the category to which you want to assign the template.In the New template field, type a name for the new template.From the main menu, choose File → Templates → Save.Add the content and styles that you want.

